Blog

We're new to this blogging thing, but we have a lot of ideas that we would love to share with you. From financial planning topics like saving for retirement or paying off student loans, to our thoughts on seasonal topics or current events, we're excited to educate and engage you in a new way. We're happy to have you read along.

 

Wednesday, December 12, 2018

Last month, I spoke with CNN about some pitfalls that should be avoided when using Donor Advised Funds. It was timely, because as the end of the year approaches, many taxpayers are looking for ways to be less of a taxpayer.

 

Wednesday, November 28, 2018

When I’m driving home from work each day, I usually listen to the news on the radio. I like the routine. I don’t have a lot of time during the day to be checking the headlines, so hearing a condensed version of the news on...

 

Wednesday, November 14, 2018

I recently had to dig through the depth of my storage to find some old scrapbooks from my high school days. As often the case, when you start digging you realize there is a bunch of stuff that you are storing that you no longer need...

 

Wednesday, October 31, 2018

Spending money on experiences tends to bring more happiness than spending money on things. There are five principals that should be followed in order to maximize the amount of happiness that our money can buy for us.

 

Wednesday, October 17, 2018

Knowing what to do with your extra cash can be challenging. Typically, when our clients here at Flagstone have debt, they wonder whether they should invest the extra cash or make extra payments towards their debt.

 

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Wednesday, October 3, 2018

If you pay much attention to the investment world, you have probably heard of index funds. Index funds are a low-cost way to invest in the stock and bond markets. Basically, an index fund is a basket of stocks or bonds.

 

Wednesday, September 19, 2018

Flagstone hired our first intern, Riya Pandey, earlier this summer and we certainly made a good choice. In our initial meeting with Riya we immediately noticed her enthusiasm, strong desire to learn and her entrepreneurial spirit.

 

Wednesday, September 5, 2018

From 1928–2017, value stocks in the US have outperformed growth stocks, on average, by approximately 3.5%. In seven of the last 10 calendar years, however, this so-called “value premium” in the US has been negative.

 

Wednesday, August 22, 2018

At Flagstone Financial Management, we’re passionate about many things: helping our clients meet their financial goals, providing top-notch service, and helping clients discover what drives them. We're also passionate about our pets...

 

Wednesday, August 8, 2018

When investors create their own investment portfolio, often times they know they should diversify. It may be the most-preached concept in investing. “Don’t put all your eggs in one basket!” It’s generally good advice.

 

Wednesday, July 25, 2018

As Flagstone continues to grow, we recognize that much of our success is a result of being a part of a caring, generous community. Those who serve their community end up reaping the benefits of a thriving community.

 

Wednesday, July 11, 2018

This erosion of the real purchasing power of wealth is called inflation and is an important element of investing. When the prices of goods and services increase over time, consumers can buy fewer of them with every dollar they have saved.

 

Wednesday, June 27, 2018

We often meet with clients who ask us “Should I be contributing to a Roth?” Just the other day, I met with someone who said “My relative told me I should open a Roth. What do you think about that?”

 

Wednesday, June 13, 2018

Flagstone Financial Management is a fee-only “planning first” firm so we spend as much time on financial planning and holistic advice as we do on investments. One of the main areas we review with many of our clients is...

 

Friday, June 1, 2018

Many individuals are in the position to be able to give away a portion of their income or their wealth to charity, but they really don’t have a clue where to start. You might have had some questions run through your mind.

 

Wednesday, March 28, 2018

My wife, Kate, and I both graduated with student loan debt. We wanted to pay off our loans as quickly as we could, while still saving enough for other goals such as retirement and an emergency fund. It’s not always best to plow...

 

Friday, March 9, 2018

When discussing life insurance with our clients, one of the most common questions we hear is “Should I buy a term policy, or a whole life policy?” The question certainly isn’t confined to walls of our conference room...

 

Wednesday, February 21, 2018

Somewhere around early 2016, my wife and I got the itch to go to Hawaii. I had never been there before, and she hadn’t been there as an adult. We both enjoy Scuba diving, and Hawaii has some of the best dives sites in the world....

 

Wednesday, January 31, 2018

Getting out of an old car and into a new one is a big decision. If you’re like me, you spend entirely too much time researching which vehicle you should get. About six months ago, I spent about three days straight obsessing over...

 

Thursday, January 25, 2018

When I’m talking to family and friends about the investment industry, I’m often surprised at how much confusion there is around the topic of how financial advisors (or financial planners, or stock brokers, or portfolio...

 

Tuesday, January 9, 2018

Flagstone Financial Management recently concluded its first year in business. As I reflect on what has transpired over the last year I thankful for this past year and very excited for the future. In some ways it feels like 2017 lasted...

 

Tuesday, December 26, 2017

The year is coming to an end, and it’s a perfect time to reflect on both the good and the bad that has happened in our personal lives over the last twelve months. Maybe you welcomed a new child or grandchild to your family....

 

Friday, December 15, 2017

The holiday season is upon us. It’s the time of year for spending time with family, cozying up by the fireplace with some hot chocolate, decorating the house with lights and mistletoe, listening to your favorite (or dreaded)...

 

Tuesday, December 12, 2017

The end of the tax year is nearly upon us, which means we are typically weaving some tax planning topics into our discussions with clients. How can you prepare for the proposed changes?